/* Inter hospedada no próprio site (licença OFL em fonts/OFL-Inter.txt): sem chamada ao Google, sem dado do visitante enviado a terceiros. */
@font-face { font-family: Inter; font-style: normal; font-weight: 400; font-display: swap; src: url("fonts/inter-latin-400.woff2") format("woff2"); }
@font-face { font-family: Inter; font-style: normal; font-weight: 500; font-display: swap; src: url("fonts/inter-latin-500.woff2") format("woff2"); }
@font-face { font-family: Inter; font-style: normal; font-weight: 600; font-display: swap; src: url("fonts/inter-latin-600.woff2") format("woff2"); }
@font-face { font-family: Inter; font-style: normal; font-weight: 700; font-display: swap; src: url("fonts/inter-latin-700.woff2") format("woff2"); }
@font-face { font-family: Inter; font-style: normal; font-weight: 800; font-display: swap; src: url("fonts/inter-latin-800.woff2") format("woff2"); }

/* ============================================================
   APÓLICE SEG — DESIGN SYSTEM CORRETORA DE SEGUROS
   Fundo claro + azul institucional + azul-petróleo
   + coral para CTA pontual + sans-serif limpa + espaço em branco.
   O logo (PNG) é a marca: não muda.
   ============================================================ */
:root {
  color-scheme: light;

  --color-primary-900: #0E213E;
  --color-primary-700: #0848BD;
  --color-primary-600: #0556EA;
  --color-primary-500: #3A589B;
  --color-primary-400: #5C68F2;
  --color-primary-300: #55CEE9;

  --color-secondary-900: #0F2338;
  --color-secondary-800: #1D465D;
  --color-secondary-700: #28607A;
  --color-secondary-500: #49768D;
  --color-secondary-300: #80B9C7;
  --color-secondary-200: #A8D3E0;
  --color-secondary-100: #D6E7EB;

  --color-accent: #E74E33;
  --color-accent-hover: #C93F29;
  --color-accent-soft: #FCE5DF;

  --color-white: #FFFFFF;
  --color-neutral-50: #FCFCFD;
  --color-neutral-100: #F4F6F8;
  --color-neutral-200: #DDE4EC;
  --color-neutral-400: #9FACBC;
  --color-neutral-600: #5D6068;
  --color-neutral-800: #383B42;
  --color-neutral-950: #0F1012;
  --color-dark: #1C1C28;
  --color-footer-title: #B58AFF;

  --color-error: #D92D20;
  --color-success: #168A5B;
  --color-warning: #C98200;
  --color-whatsapp: #25D366;

  --space-1: 4px;  --space-2: 8px;  --space-3: 12px; --space-4: 16px;
  --space-5: 20px; --space-6: 24px; --space-8: 32px; --space-10: 40px;
  --space-12: 48px; --space-16: 64px; --space-20: 80px; --space-24: 96px;

  --radius-sm: 6px; --radius-md: 8px; --radius-lg: 12px; --radius-xl: 16px; --radius-pill: 999px;

  --shadow-sm: 0 2px 8px rgb(15 33 62 / 0.06);
  --shadow-md: 0 6px 20px rgb(15 33 62 / 0.10);
  --shadow-lg: 0 12px 32px rgb(15 33 62 / 0.14);

  --font-family-base: Inter, system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --tracking-tight: -0.025em;

  /* Escala tipográfica (use só estes tamanhos) */
  --text-xs: 12px; --text-sm: 14px; --text-base: 16px; --text-lg: 18px; --text-xl: 20px; --text-2xl: 24px;
  --tracking-wide: 0.02em;

  --header-h: 84px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 12px); }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { transition: none !important; } }

body {
  margin: 0;
  background: var(--color-neutral-50);
  color: var(--color-neutral-950);
  font-family: var(--font-family-base);
  font-size: var(--text-base);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
[hidden] { display: none !important; }
h1, h2, h3, h4, h5 { margin: 0; color: var(--color-primary-900); letter-spacing: var(--tracking-tight); text-wrap: balance; }
p { margin: 0; }
a { color: var(--color-primary-700); }
:focus-visible { outline: 3px solid var(--color-primary-400); outline-offset: 3px; border-radius: 4px; }

.container { width: min(100% - 32px, 1200px); margin-inline: auto; }
@media (min-width: 1024px) { .container { width: min(100% - 64px, 1200px); } }
.section { padding-block: var(--space-16); }
.section-lg { padding-block: var(--space-20); }
@media (max-width: 639px) { .section, .section-lg { padding-block: var(--space-12); } }

.icon { width: 22px; height: 22px; flex-shrink: 0; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.icon-sm { width: 18px; height: 18px; }

/* ---------- Botões ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: var(--space-2);
  min-height: 48px; padding-inline: 22px;
  font: inherit; font-size: var(--text-base); font-weight: 600; text-decoration: none;
  border-radius: var(--radius-md); border: 1px solid transparent; cursor: pointer;
  transition: background-color .2s, border-color .2s, color .2s, transform .2s;
}
.btn:active { transform: translateY(1px); }
.btn:disabled { opacity: .5; cursor: not-allowed; }
.btn-primary { background: var(--color-primary-600); border-color: var(--color-primary-600); color: var(--color-white); }
.btn-primary:hover { background: var(--color-primary-700); border-color: var(--color-primary-700); }
.btn-secondary { background: var(--color-white); border-color: var(--color-neutral-200); color: var(--color-primary-900); }
.btn-secondary:hover { border-color: var(--color-neutral-400); }
.btn-accent { background: var(--color-accent); color: var(--color-white); }
.btn-accent:hover { background: var(--color-accent-hover); }
.btn-white { background: var(--color-white); color: var(--color-primary-700); }
.btn-white:hover { background: var(--color-neutral-100); }

/* ---------- Header ---------- */
.site-header {
  position: fixed; inset: 0 0 auto 0; z-index: 100;
  background: rgb(255 255 255 / 0.94);
  backdrop-filter: saturate(180%) blur(12px);
  -webkit-backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid transparent;
  padding-top: env(safe-area-inset-top, 0px);
  transition: border-color .25s, box-shadow .25s;
}
.site-header.scrolled { border-bottom-color: var(--color-neutral-200); box-shadow: var(--shadow-sm); }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: var(--space-6); height: var(--header-h); }
.brand-lockup { display: inline-flex; align-items: center; text-decoration: none; flex-shrink: 0; }
.brand-logo { height: 56px; width: auto; }
@media (max-width: 767px) { .brand-logo { height: 44px; } }
.brand-text { font-weight: 800; font-size: var(--text-xl); color: var(--color-primary-900); letter-spacing: var(--tracking-tight); }
.brand-text .accent { color: var(--color-primary-600); }
.site-footer .brand-text { color: var(--color-white); }

.nav-links { display: flex; align-items: center; gap: var(--space-8); }
.nav-link { font-size: var(--text-base); font-weight: 500; color: var(--color-neutral-800); text-decoration: none; padding-block: var(--space-2); }
.nav-link:hover { color: var(--color-primary-700); }
.nav-actions { display: flex; align-items: center; gap: var(--space-4); }
.nav-wa { display: inline-flex; align-items: center; gap: var(--space-2); font-size: var(--text-sm); font-weight: 600; color: var(--color-primary-900); text-decoration: none; white-space: nowrap; }
.nav-wa:hover { color: var(--color-primary-700); }
.nav-actions .btn { min-height: 44px; padding-inline: 18px; }

.burger { display: none; width: 44px; height: 44px; border: 0; background: none; cursor: pointer; padding: 10px; border-radius: var(--radius-md); }
.burger span { display: block; height: 2px; background: var(--color-primary-900); border-radius: 2px; margin: 5px 0; transition: transform .25s, opacity .25s; }
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 1023px) {
  .burger { display: block; }
  .nav-links {
    position: absolute; top: 100%; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: var(--color-white); border-bottom: 1px solid var(--color-neutral-200);
    box-shadow: var(--shadow-md); padding: var(--space-2) 16px var(--space-4);
    display: none;
  }
  .nav-links.open { display: flex; }
  .nav-link { padding-block: 14px; border-bottom: 1px solid var(--color-neutral-100); }
  .nav-actions { flex-direction: column; align-items: stretch; padding-top: var(--space-4); }
  .nav-actions .btn { width: 100%; }
  .nav-wa { justify-content: center; min-height: 44px; }
}

/* ---------- Hero ---------- */
.hero { position: relative; padding-top: var(--header-h); overflow: hidden; background: var(--color-secondary-100); }
.hero-art { position: absolute; inset: 0; width: 100%; height: 100%; }
.hero-art svg, .hero-art img { width: 100%; height: 100%; object-fit: cover; }
.hero-art::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(90deg, rgb(252 252 253 / 0.92) 0%, rgb(252 252 253 / 0.70) 42%, rgb(252 252 253 / 0) 72%);
}
.hero-content { position: relative; padding-block: var(--space-20) 150px; max-width: 600px; display: flex; flex-direction: column; gap: var(--space-6); }
.hero-eyebrow { align-self: flex-start; font-size: var(--text-sm); font-weight: 600; letter-spacing: var(--tracking-wide); text-transform: uppercase; color: var(--color-primary-700); }
.hero h1 { font-size: clamp(40px, 6.2vw, 68px); font-weight: 800; line-height: 1.02; letter-spacing: -0.03em; }
.hero h1 em { font-style: normal; color: var(--color-primary-600); }
.hero-sub { font-size: var(--text-lg); line-height: 1.55; color: var(--color-neutral-800); max-width: 520px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: var(--space-3); }
.hero-stats { display: flex; flex-wrap: wrap; gap: var(--space-3) 0; padding-top: var(--space-4); border-top: 1px solid rgb(15 33 62 / 0.12); }
.hero-stat { display: flex; align-items: center; gap: var(--space-3); padding-right: var(--space-6); margin-right: var(--space-6); border-right: 1px solid rgb(15 33 62 / 0.12); }
.hero-stat:last-child { border-right: 0; margin-right: 0; padding-right: 0; }
.hero-stat > .icon { display: none; }
.hero-stat strong { display: block; font-size: var(--text-base); color: var(--color-primary-900); }
.hero-stat span { display: block; font-size: var(--text-sm); color: var(--color-neutral-600); }
@media (max-width: 639px) {
  .hero-art::after { background: linear-gradient(180deg, rgb(252 252 253 / 0.94) 0%, rgb(252 252 253 / 0.80) 60%, rgb(252 252 253 / 0.40) 100%); }
  .hero-content { padding-block: var(--space-12) 120px; }
  .hero-actions .btn { width: 100%; }
}

/* ---------- Barra de cotação (sobrepõe o hero) ---------- */
.quote-wrap { position: relative; z-index: 2; margin-top: -88px; }
.quote-card { background: var(--color-white); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); padding: var(--space-6); display: flex; flex-direction: column; gap: var(--space-4); }
.quote-head { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: var(--space-2); }
.quote-head h2 { font-size: var(--text-xl); }
.quote-head p { font-size: var(--text-sm); color: var(--color-neutral-600); }
.quote-form { display: grid; grid-template-columns: 1.2fr 1fr 1fr auto; gap: var(--space-4); align-items: end; }
.form-field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.form-field label { font-size: var(--text-sm); font-weight: 600; color: var(--color-neutral-800); }
.input {
  width: 100%; min-height: 48px; padding-inline: 14px;
  font: inherit; font-size: var(--text-base); color: var(--color-neutral-950);
  background: var(--color-white); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-md);
}
.input::placeholder { color: var(--color-neutral-400); }
.input:hover { border-color: var(--color-neutral-400); }
.input:focus { border-color: var(--color-primary-600); outline: 3px solid rgb(92 104 242 / 0.20); outline-offset: 0; }
select.input { appearance: none; padding-right: 40px; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 24 24' fill='none' stroke='%235D6068' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; }
.quote-legal { font-size: var(--text-sm); color: var(--color-neutral-600); display: flex; align-items: center; gap: var(--space-2); }
.quote-legal .icon { color: var(--color-success); }
@media (max-width: 1023px) { .quote-form { grid-template-columns: 1fr 1fr; } .quote-form .btn { grid-column: 1 / -1; } }
@media (max-width: 639px) { .quote-form { grid-template-columns: 1fr; } .quote-wrap { margin-top: -72px; } .quote-card { padding: var(--space-5); } }

/* ---------- Cabeçalho de seção ---------- */
.sec-head { display: flex; flex-direction: column; gap: var(--space-3); max-width: 640px; margin-bottom: var(--space-10); }
.sec-head.center { margin-inline: auto; text-align: center; align-items: center; }
.sec-head-row { display: flex; flex-wrap: wrap; align-items: flex-end; justify-content: space-between; gap: var(--space-4); margin-bottom: var(--space-10); }
.sec-head-row .sec-head { margin-bottom: 0; }
.sec-eyebrow { font-size: var(--text-sm); font-weight: 600; letter-spacing: var(--tracking-wide); text-transform: uppercase; color: var(--color-primary-700); }
.sec-title { font-size: clamp(28px, 3.6vw, 40px); font-weight: 700; line-height: 1.12; }
.sec-sub { font-size: var(--text-lg); color: var(--color-neutral-600); line-height: 1.55; }
.link-arrow { display: inline-flex; align-items: center; gap: 6px; font-size: var(--text-base); font-weight: 600; color: var(--color-primary-700); text-decoration: none; }
.link-arrow:hover { color: var(--color-primary-600); }

/* ---------- Seguradoras ---------- */
.partners { padding-block: var(--space-12) var(--space-4); }
.partners-label { text-align: center; font-size: var(--text-xs); font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--color-neutral-600); margin-bottom: var(--space-5); }
.logo-strip { display: flex; flex-wrap: wrap; justify-content: center; gap: var(--space-3); }
.logo-chip { display: flex; align-items: center; justify-content: center; flex: 0 0 calc((100% - 5 * var(--space-3)) / 6); min-height: 72px; padding: var(--space-3); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-md); background: var(--color-white); font-size: var(--text-sm); font-weight: 600; color: var(--color-neutral-400); text-align: center; }
@media (max-width: 1023px) { .logo-chip { flex-basis: calc((100% - 3 * var(--space-3)) / 4); } }
.logo-chip img { display: block; max-width: 100%; max-height: 44px; width: auto; border-radius: 4px; height: auto; object-fit: contain; }
@media (max-width: 639px) { .logo-chip { flex-basis: calc((100% - var(--space-3)) / 2); } }

/* ---------- Produtos ---------- */
.grid { display: grid; gap: var(--space-6); }

.card { background: var(--color-white); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-lg); box-shadow: var(--shadow-sm); }
.product-badge { position: absolute; top: var(--space-3); left: var(--space-3); display: inline-flex; align-items: center; min-height: 24px; padding-inline: 10px; border-radius: var(--radius-pill); font-size: var(--text-xs); font-weight: 600; background: var(--color-accent); color: var(--color-white); }
.product-badge.info { background: var(--color-primary-600); }

/* ---------- Diferenciais: painel azul-petróleo ---------- */
.feature-panel { display: grid; grid-template-columns: 1.1fr 1fr; gap: var(--space-10); align-items: center; background: var(--color-secondary-800); color: var(--color-white); border-radius: var(--radius-xl); padding: var(--space-12); overflow: hidden; }
.feature-panel .sec-eyebrow { color: var(--color-primary-300); }
.feature-panel h2 { color: var(--color-white); font-size: clamp(26px, 3.2vw, 34px); line-height: 1.15; }
.feature-panel h2 em { font-style: normal; color: var(--color-primary-300); }
.feature-text { display: flex; flex-direction: column; gap: var(--space-5); min-width: 0; }
.feature-text > p { color: var(--color-secondary-200); font-size: var(--text-lg); line-height: 1.55; }
.feature-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: var(--space-4); }
.feature-list li { display: flex; gap: var(--space-3); align-items: flex-start; }
.feature-list .icon { color: var(--color-primary-300); margin-top: 2px; }
.feature-list strong { display: block; font-size: var(--text-base); color: var(--color-white); }
.feature-list span { display: block; font-size: var(--text-sm); color: var(--color-secondary-200); }
@media (max-width: 1023px) { .feature-panel { grid-template-columns: 1fr; padding: var(--space-8); } }
@media (max-width: 639px) { .feature-panel { padding: var(--space-6); border-radius: var(--radius-lg); } }

/* ---------- Números + Equipe ---------- */
.team-layout { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-12); align-items: center; }
.team-layout .sec-head { margin-bottom: 0; }
.team-intro { display: flex; flex-direction: column; gap: var(--space-6); min-width: 0; }
.stat-row { display: flex; flex-wrap: wrap; gap: var(--space-10); }
.stat strong { display: block; font-size: 36px; font-weight: 800; color: var(--color-primary-900); letter-spacing: var(--tracking-tight); line-height: 1.1; font-variant-numeric: tabular-nums; }
.stat span { display: flex; align-items: center; gap: 6px; font-size: var(--text-sm); color: var(--color-neutral-600); }
.team-avatar { width: 64px; height: 64px; border-radius: 50%; background: var(--color-secondary-100); color: var(--color-secondary-700); display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: var(--text-xl); overflow: hidden; }
.team-avatar picture { display: block; width: 100%; height: 100%; }
.team-avatar img { width: 100%; height: 100%; object-fit: cover; }
.team-role { font-size: var(--text-sm); color: var(--color-neutral-600); }
.team-wa { display: inline-flex; align-items: center; gap: var(--space-2); min-height: 44px; font-size: var(--text-sm); font-weight: 600; color: var(--color-primary-700); text-decoration: none; }
.team-wa .icon { color: var(--color-whatsapp); }
.team-wa:hover { color: var(--color-primary-600); }
@media (max-width: 1023px) { .team-layout { grid-template-columns: 1fr; gap: var(--space-8); } }

/* ---------- Depoimentos ---------- */
.sec-alt { background: var(--color-neutral-100); }

/* ---------- FAQ ---------- */
.faq-wrap { max-width: 800px; margin-inline: auto; display: flex; flex-direction: column; gap: var(--space-3); }
.faq-item { background: var(--color-white); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-lg); overflow: hidden; transition: border-color .2s, box-shadow .2s; }
.faq-item.open { border-color: var(--color-secondary-300); box-shadow: var(--shadow-sm); }
.faq-q { width: 100%; display: flex; justify-content: space-between; align-items: center; gap: var(--space-4); padding: var(--space-5) var(--space-6); min-height: 56px; background: none; border: 0; font: inherit; font-size: var(--text-base); font-weight: 600; color: var(--color-primary-900); text-align: left; cursor: pointer; }
.faq-q .chevron { flex-shrink: 0; color: var(--color-primary-600); transition: transform .25s; }
.faq-item.open .chevron { transform: rotate(180deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-a-inner { padding: 0 var(--space-6) var(--space-5); font-size: var(--text-base); line-height: 1.6; color: var(--color-neutral-600); }

/* ---------- Banner CTA ---------- */
.cta-banner { position: relative; overflow: hidden; border-radius: var(--radius-xl); background: var(--color-primary-700); color: var(--color-white); display: grid; grid-template-columns: 1.1fr 1fr; align-items: stretch; min-height: 280px; }
.cta-text { position: relative; z-index: 1; display: flex; flex-direction: column; justify-content: center; align-items: flex-start; gap: var(--space-4); padding: var(--space-12); }
.cta-text .sec-eyebrow { color: var(--color-primary-300); }
.cta-text h2 { color: var(--color-white); font-size: clamp(26px, 3.2vw, 36px); line-height: 1.12; }
.cta-text p { color: rgb(255 255 255 / 0.85); font-size: var(--text-lg); max-width: 440px; }
.cta-art { position: relative; min-height: 220px; }
.cta-art svg { position: absolute; inset: 0; width: 100%; height: 100%; }
@media (max-width: 1023px) { .cta-banner { grid-template-columns: 1fr; } .cta-art { min-height: 180px; } .cta-text { padding: var(--space-8); } }
@media (max-width: 639px) { .cta-text { padding: var(--space-6); } .cta-text .btn { width: 100%; } }

.cta-art img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 70% center; }
.cta-art::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, var(--color-primary-700) 0%, rgb(8 72 189 / 0.55) 22%, rgb(8 72 189 / 0) 55%); }
@media (max-width: 1023px) { .cta-art::after { background: linear-gradient(180deg, var(--color-primary-700) 0%, rgb(8 72 189 / 0) 55%); } }

/* ---------- Faixa de contato ---------- */
.contact-strip { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: var(--space-6); align-items: start; padding-block: var(--space-10); }
.contact-item { display: flex; gap: var(--space-3); align-items: flex-start; min-width: 0; padding-left: var(--space-6); border-left: 1px solid var(--color-neutral-200); }
.contact-item .icon { color: var(--color-primary-600); margin-top: 2px; }
.contact-item strong { display: block; font-size: var(--text-sm); color: var(--color-primary-900); }
.contact-item a, .contact-item span { display: block; font-size: var(--text-sm); color: var(--color-neutral-600); text-decoration: none; overflow-wrap: anywhere; }
.contact-item a:hover { color: var(--color-primary-700); }
@media (max-width: 1023px) { .contact-strip { grid-template-columns: 1fr; } .contact-strip .contact-item { border-left: 0; padding-left: 0; } }
@media (max-width: 639px) { .contact-strip { grid-template-columns: 1fr; } .contact-item { padding-left: 0; border-left: 0; padding-top: var(--space-4); border-top: 1px solid var(--color-neutral-200); } }

/* ---------- Footer escuro ---------- */
.site-footer { background: var(--color-dark); color: var(--color-white); padding-block: var(--space-12) var(--space-8); }
.footer-brand-row { display: flex; align-items: flex-end; gap: var(--space-6); margin-bottom: var(--space-10); }
.footer-brand-row .brand-logo { height: 56px; }
.footer-road { position: relative; flex: 1; height: 44px; border-bottom: 2px solid rgb(255 255 255 / 0.28); }
.footer-car { position: absolute; left: 0; bottom: -3px; width: 80px; height: auto; color: var(--color-white); }
.footer-road.is-driving .footer-car { animation: footer-drive 7s cubic-bezier(.45, 0, .25, 1) forwards; }
@keyframes footer-drive { from { left: 0; } to { left: calc(100% - 80px); } }
@media (prefers-reduced-motion: reduce) { .footer-car { left: calc(100% - 80px); animation: none !important; } }
.footer-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: var(--space-10); }
.footer-column { display: flex; flex-direction: column; gap: var(--space-3); min-width: 0; }
.footer-title { color: var(--color-footer-title); font-size: var(--text-sm); font-weight: 700; text-transform: uppercase; letter-spacing: var(--tracking-wide); margin-bottom: var(--space-2); }
.footer-column ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: var(--space-3); }
.footer-column a { color: var(--color-white); text-decoration: none; font-size: var(--text-base); }
.footer-column a:hover { color: var(--color-primary-300); }
.footer-contact { display: flex; align-items: center; gap: var(--space-2); font-size: var(--text-base); }
.footer-contact .icon { width: 20px; height: 20px; }
.footer-contact b { font-weight: 700; }
.footer-wa-btn { display: inline-flex; align-self: flex-start; align-items: center; gap: var(--space-2); min-height: 40px; padding-inline: 16px; border-radius: var(--radius-pill); background: #E9EBF8; color: var(--color-dark) !important; font-size: var(--text-sm) !important; font-weight: 500; }
.footer-wa-btn:hover { background: var(--color-white); }
.footer-muted { color: #C9CCDA; font-size: var(--text-sm); line-height: 1.5; }
.footer-legal { margin-top: var(--space-12); padding-top: var(--space-6); border-top: 1px solid rgb(255 255 255 / 0.10); display: flex; flex-direction: column; gap: var(--space-3); }
.footer-legal p { font-size: var(--text-sm); line-height: 1.6; color: #C9CCDA; max-width: 1000px; }
.footer-legal a { color: var(--color-primary-300); }
.footer-copy { font-size: var(--text-sm); color: #8E91A3 !important; }
@media (max-width: 1023px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 639px) { .footer-grid { grid-template-columns: 1fr; gap: var(--space-8); } .footer-brand-row { gap: var(--space-4); } }

/* ---------- WhatsApp flutuante ---------- */
.wa-float { position: fixed; right: 18px; bottom: calc(18px + env(safe-area-inset-bottom, 0px)); z-index: 90; min-height: 56px; padding: 0 22px 0 18px; border-radius: var(--radius-pill); background: var(--color-whatsapp); color: var(--color-neutral-950); font-size: var(--text-base); font-weight: 700; text-decoration: none; display: flex; align-items: center; gap: 10px; box-shadow: var(--shadow-lg); transition: opacity .25s, transform .25s, visibility .25s; }
.wa-float:hover { transform: translateY(-2px); }
.wa-float--oculto { opacity: 0; visibility: hidden; transform: translateY(16px); pointer-events: none; }
[data-cta] { transition: opacity .25s, visibility .25s; }
.cta-oculto { opacity: 0; visibility: hidden; transition: none; }
.wa-float svg { width: 26px; height: 26px; fill: currentColor; flex-shrink: 0; }
@media (max-width: 639px) { .wa-float { left: 16px; right: 16px; justify-content: center; } }
@media (max-width: 639px) { .wa-float { left: 16px; right: 16px; justify-content: center; } body { padding-bottom: 88px; } }

/* ---------- Página Sobre ---------- */
.page-hero { padding-top: var(--header-h); background: linear-gradient(180deg, var(--color-secondary-100) 0%, var(--color-neutral-50) 100%); }
.page-hero-inner { display: flex; flex-direction: column; gap: var(--space-5); max-width: 760px; padding-block: var(--space-16) var(--space-12); }
.page-hero h1 { font-size: clamp(36px, 5.2vw, 60px); font-weight: 800; line-height: 1.04; letter-spacing: -0.03em; }
.page-hero h1 em { display: block; font-style: normal; color: var(--color-primary-600); }
.page-hero p.lead { font-size: var(--text-lg); line-height: 1.55; color: var(--color-neutral-800); max-width: 640px; }
.chip-nav { display: flex; flex-wrap: wrap; gap: var(--space-2); padding-top: var(--space-2); }
.chip-link { display: inline-flex; align-items: center; min-height: 44px; padding-inline: 18px; font-size: var(--text-sm); font-weight: 600; color: var(--color-primary-900); text-decoration: none; background: var(--color-white); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-pill); transition: border-color .2s, color .2s; }
.chip-link:hover { border-color: var(--color-primary-600); color: var(--color-primary-700); }

/* Exemplos por proteção: texto de um lado, foto do outro (alternando), sem degradê */
.story-list { display: flex; flex-direction: column; gap: var(--space-8); }
.story { position: relative; --col-texto: 1fr; --col-foto: 1.1fr; display: grid; grid-template-columns: minmax(0, var(--col-texto)) minmax(0, var(--col-foto)); align-items: stretch; overflow: hidden; background: var(--color-white); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-xl); box-shadow: var(--shadow-sm); }
.story-media { position: relative; order: 2; min-height: 460px; background: var(--color-secondary-100); }
.story:nth-child(even) { grid-template-columns: minmax(0, var(--col-foto)) minmax(0, var(--col-texto)); }
.story:nth-child(even) .story-media { order: 1; }
.story-media > img, .story-media > picture > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; display: block; }
.story-media > .compare { position: absolute; inset: 0; height: auto; }
.story-credit { position: absolute; right: var(--space-4); bottom: var(--space-3); z-index: 2; padding: 3px 10px; border-radius: var(--radius-pill); background: rgb(15 16 18 / 0.5); font-size: var(--text-xs); font-weight: 500; color: var(--color-white); }
.story-body { position: relative; z-index: 1; order: 1; padding: var(--space-12); display: flex; flex-direction: column; justify-content: center; gap: var(--space-5); }
.story:nth-child(even) .story-body { order: 2; }
.story-body h2 { font-size: clamp(26px, 3vw, 32px); line-height: 1.15; }
.story-sub { font-size: var(--text-lg); font-weight: 600; line-height: 1.35; color: var(--color-primary-700); margin-top: calc(var(--space-2) * -1); }
.story-examples { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: var(--space-2); }
.story-examples li { position: relative; padding-left: 26px; font-size: var(--text-base); line-height: 1.5; color: var(--color-neutral-800); }
.story-examples li::before { content: ""; position: absolute; left: 0; top: .35em; width: 16px; height: 16px; border-radius: 50%; background: var(--color-primary-600) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center / 11px no-repeat; }
.story-text { font-size: var(--text-base); line-height: 1.7; color: var(--color-neutral-800); }
.story-case { display: flex; flex-direction: column; gap: var(--space-2); padding-top: var(--space-5); border-top: 1px solid var(--color-neutral-200); }
.story-case h3 { font-size: var(--text-sm); font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--color-primary-700); }
.story-note { font-size: var(--text-sm); line-height: 1.5; color: var(--color-neutral-600); }
.story-actions { display: flex; flex-wrap: wrap; gap: var(--space-3); padding-top: var(--space-2); }
/* Recurso: marca de câmera de segurança (liga/desliga em site.js > recursos.camera) */
/* Recurso: frase de quem achou que não ia precisar (liga/desliga em site.js > recursos.frases) */
.story-quote { display: none; position: absolute; right: var(--space-6); bottom: 44px; z-index: 2; max-width: 280px; margin: 0; padding: 12px 18px; flex-direction: column; gap: 2px; background: var(--color-white); color: var(--color-primary-900); font-size: var(--text-lg); font-weight: 700; line-height: 1.3; border-radius: 14px 14px 14px 2px; box-shadow: var(--shadow-md); }
.story-quote-label { font-size: var(--text-xs); font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: var(--color-neutral-600); }
.fx-frases .story-quote { display: flex; }
.story-media > .compare ~ .story-quote { bottom: auto; top: var(--space-4); right: var(--space-4); }
/* Recurso: comparador "sem seguro" x "com seguro" (liga/desliga em site.js > recursos.antesDepois) */
.story--compare { display: none; }
.fx-antes-depois .story--compare { display: grid; }
.story--compare .story-credit { right: var(--space-3); }
.compare { --pos: 50%; position: relative; width: 100%; height: 100%; touch-action: pan-y; user-select: none; -webkit-user-select: none; }
.compare img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; display: block; }
.compare-before { clip-path: inset(0 calc(100% - var(--pos)) 0 0); }
.compare-handle { position: absolute; top: 0; bottom: 0; left: var(--pos); width: 3px; margin-left: -1.5px; background: var(--color-white); box-shadow: 0 0 0 1px rgb(15 33 62 / 0.12); pointer-events: none; }
.compare-handle i { position: absolute; top: 50%; left: 50%; width: 46px; height: 46px; margin: -23px 0 0 -23px; border-radius: 50%; background: var(--color-white) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='26' height='26' viewBox='0 0 24 24' fill='none' stroke='%230848BD' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M8 7l-5 5 5 5M16 7l5 5-5 5'/%3E%3C/svg%3E") center / 26px no-repeat; box-shadow: var(--shadow-md); }
.compare:focus-within .compare-handle i { outline: 3px solid var(--color-primary-400); outline-offset: 2px; }
.compare-range { position: absolute; inset: 0; width: 100%; height: 100%; margin: 0; opacity: 0; cursor: ew-resize; -webkit-appearance: none; appearance: none; }
.compare-tag { position: absolute; bottom: var(--space-4); z-index: 2; padding: 6px 14px; border-radius: var(--radius-pill); font-size: var(--text-sm); font-weight: 700; pointer-events: none; }
.compare-tag--before { left: var(--space-4); background: var(--color-dark); color: var(--color-white); }
.compare-tag--after { right: var(--space-4); background: var(--color-primary-600); color: var(--color-white); bottom: 40px; }
.story--compare.no-photo, .fx-antes-depois .story--compare.no-photo { display: none; }
.story.no-photo { display: block; }
.story.no-photo .story-media { display: none; }
.story.no-photo .story-body { max-width: 760px; }
@media (max-width: 1023px) {
  .story, .fx-antes-depois .story--compare { display: flex; flex-direction: column; }
  .story-media, .story:nth-child(even) .story-media { order: -1; min-height: 0; height: 260px; }
  .story-body, .story:nth-child(even) .story-body { order: 0; padding: var(--space-6); }
  .story-quote { right: var(--space-4); left: auto; bottom: 40px; max-width: 240px; font-size: var(--text-base); }
  .story-media > .compare ~ .story-quote { bottom: auto; top: var(--space-4); }
  .story-credit { right: auto; left: var(--space-4); top: var(--space-4); bottom: auto; }
}
@media (max-width: 639px) { .story-actions .btn { width: 100%; } }

/* DNA da empresa (ativar o bloco comentado em sobre.html) */
.dna-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: var(--space-6); }
.dna-card { padding: var(--space-8); display: flex; flex-direction: column; gap: var(--space-3); }
.dna-card h3 { font-size: var(--text-2xl); }
.dna-card p { font-size: var(--text-base); line-height: 1.6; color: var(--color-neutral-800); }
@media (max-width: 1023px) { .dna-grid { grid-template-columns: 1fr; } }

/* Enquadramento por foto: mantém o carro e o personagem à vista no recorte */
.story[data-par="roubo"] .story-media img { object-position: 85% center; }
.story[data-par="alagamento"] .story-media img { object-position: 100% center; }
.story#vida .story-media img { object-position: 55% center; }
.story#saude .story-media img { object-position: 25% center; }
.story#residencial .story-media img { object-position: 78% center; }
.story#odontologico .story-media img { object-position: 80% center; }
.story#consorcio .story-media img { object-position: center 45%; }
.story#equipamentos .story-media img { object-position: 72% center; }
.story#responsabilidade-civil .story-media img { object-position: 60% center; }

/* =====================================================================
   Refino de produto: componentes simples, menos cartões
   ===================================================================== */
picture { display: contents; }
.sprite { position: absolute; width: 0; height: 0; }
.section-flush { padding-top: 0; }
.section-tight { padding-top: var(--space-8); }

.skip-link { position: absolute; left: var(--space-3); top: -64px; z-index: 200; padding: 12px 16px; border-radius: var(--radius-md); background: var(--color-primary-900); color: var(--color-white); font-weight: 600; text-decoration: none; }
.skip-link:focus { top: var(--space-3); }

/* Lembretes: aparecem só com ?lembretes=1 no endereço */
html:not(.mostrar-lembretes) .lembrete, html:not(.mostrar-lembretes) [data-lembrete-bloco] { display: none !important; }
.mostrar-lembretes .lembrete { display: inline-flex; align-items: center; gap: 6px; margin-top: 6px; padding: 3px 10px; border: 1px dashed #B26A00; border-radius: var(--radius-pill); background: #FFF4DC; color: #7A4A00; line-height: 1.3; max-width: 100%; }
.mostrar-lembretes .lembrete .icon { width: 14px; height: 14px; color: #B26A00; }
.mostrar-lembretes .lembrete .lembrete-txt { display: inline; font-size: var(--text-xs); font-weight: 600; color: #7A4A00; }
.mostrar-lembretes [data-lembrete-bloco] { outline: 2px dashed #B26A00; outline-offset: -6px; }
.mostrar-lembretes .partners .logo-chip { border-style: dashed; }
.lembrete-bloco { margin-top: var(--space-4); }

/* Alvos de toque de 44px */
.nav-link, .nav-wa { display: inline-flex; align-items: center; min-height: 44px; }
.link-arrow { min-height: 44px; }
.footer-column ul { gap: 0; }
.footer-column a { display: inline-flex; align-items: center; min-height: 44px; }
.footer-wa-btn { min-height: 44px; }
.contact-item a { display: flex; align-items: center; min-height: 44px; }

/* Produtos: imagem + texto, sem cartão */
.product-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: var(--space-8) var(--space-6); }
.product { display: flex; flex-direction: column; gap: var(--space-4); min-width: 0; }
.product-media { position: relative; aspect-ratio: 4 / 3; max-width: 100%; border-radius: var(--radius-md); overflow: hidden; background: var(--color-secondary-100); }
.product-media img { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .5s ease; }
.product:hover .product-media img { transform: scale(1.03); }
.product-body { display: flex; flex-direction: column; gap: var(--space-2); flex: 1; }
.product-title { font-size: var(--text-lg); font-weight: 700; color: var(--color-primary-900); }
.product-desc { font-size: var(--text-base); line-height: 1.5; color: var(--color-neutral-600); flex: 1; }
.product-link { display: inline-flex; align-items: center; gap: 6px; min-height: 44px; font-size: var(--text-base); font-weight: 600; color: var(--color-primary-700); text-decoration: none; }
.product-link:hover { color: var(--color-primary-600); text-decoration: underline; text-underline-offset: 3px; }
@media (max-width: 1023px) { .product-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 479px) { .product-grid { grid-template-columns: 1fr; } }

/* Painel "Por que": só texto, lista em duas colunas */
.feature-panel { grid-template-columns: 1fr; }
.feature-text { max-width: none; }
.feature-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: var(--space-5) var(--space-8); }
@media (max-width: 639px) { .feature-list { grid-template-columns: 1fr; } }

/* Equipe em lista */
.team-list { list-style: none; margin: 0; padding: 0; border-bottom: 1px solid var(--color-neutral-200); }
.team-member { display: grid; grid-template-columns: auto minmax(0, 1fr) auto; gap: var(--space-4); align-items: center; padding-block: var(--space-5); border-top: 1px solid var(--color-neutral-200); }
.team-info h3 { font-size: var(--text-lg); }
@media (max-width: 639px) { .team-member { grid-template-columns: auto minmax(0, 1fr); } .team-member .team-wa { grid-column: 1 / -1; } }

/* Perguntas frequentes em linhas */
.faq-wrap { gap: 0; border-top: 1px solid var(--color-neutral-200); }
.faq-item { background: none; border: 0; border-bottom: 1px solid var(--color-neutral-200); border-radius: 0; box-shadow: none; }
.faq-item.open { border-color: var(--color-neutral-200); box-shadow: none; }
.faq-q { padding-inline: 0; }
.faq-a-inner { padding-inline: 0; }

/* Contato sem título repetido */
.contact-section { border-top: 1px solid var(--color-neutral-200); }
.contact-strip .contact-item:first-child { border-left: 0; padding-left: 0; }
@media (max-width: 479px) { .product-media { aspect-ratio: 16 / 10; } }

/* Página 404 */
.notfound { min-height: 100vh; display: flex; align-items: center; padding-block: var(--space-16); }
.notfound-inner { display: flex; flex-direction: column; align-items: flex-start; gap: var(--space-5); max-width: 560px; }
.notfound h1 { font-size: clamp(28px, 4vw, 40px); }
.notfound p { color: var(--color-neutral-600); }

/* =====================================================================
   Atualização de interface
   ===================================================================== */
/* Primeira tela no celular: foto em faixa no topo, texto limpo embaixo */
@media (max-width: 639px) {
  .hero { display: flex; flex-direction: column; background: var(--color-neutral-50); }
  .hero-art { position: relative; inset: auto; height: 220px; flex-shrink: 0; }
  .hero-art::after { background: linear-gradient(180deg, rgb(252 252 253 / 0) 55%, rgb(252 252 253 / 1) 100%); }
  .hero-content { padding-block: var(--space-4) 112px; }
  .hero-stats { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: var(--space-3); }
  .hero-stat { margin: 0; padding: 0; border-right: 0; align-items: flex-start; }
  .hero-stat strong { font-size: var(--text-sm); line-height: 1.25; }
  .hero-stat span { font-size: var(--text-xs); line-height: 1.3; }
}
/* Ritmo entre seções: faixa clara na equipe */
.sec-alt { background: var(--color-neutral-100); }
/* Simulador: menos sombra, mais encaixe */
.quote-card { box-shadow: var(--shadow-md); }
/* Página Sobre: abertura mais limpa */
.page-hero { background: var(--color-neutral-50); border-bottom: 1px solid var(--color-neutral-200); }
.page-hero-inner { padding-block: var(--space-16) var(--space-10); }

/* Aviso de cookies */
.cookie-bar { position: fixed; left: var(--space-4); right: var(--space-4); bottom: calc(var(--space-4) + env(safe-area-inset-bottom, 0px)); z-index: 150; max-width: 760px; margin-inline: auto; display: flex; flex-wrap: wrap; align-items: center; gap: var(--space-4); padding: var(--space-4) var(--space-5); background: var(--color-white); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); }
.cookie-bar p { flex: 1 1 320px; font-size: var(--text-sm); line-height: 1.5; color: var(--color-neutral-800); }
.cookie-actions { display: flex; gap: var(--space-3); flex: 0 0 auto; }
.cookie-actions .btn { min-height: 44px; padding-inline: 18px; }
@media (max-width: 479px) { .cookie-actions { width: 100%; } .cookie-actions .btn { flex: 1; } }
.cookie-pref { display: inline; min-height: 44px; padding: 0; background: none; border: 0; font: inherit; color: inherit; text-decoration: underline; text-underline-offset: 3px; cursor: pointer; }
.cookie-pref:hover { color: var(--color-primary-300); }

/* ---------- Cotação em 3 passos (abre em todos os botões de WhatsApp) ---------- */
.quote-pick { display: flex; flex-wrap: wrap; gap: var(--space-2); align-items: center; }
.quote-chip { min-height: 44px; padding-inline: 18px; font: inherit; font-size: var(--text-sm); font-weight: 600; color: var(--color-primary-900); background: var(--color-white); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-pill); cursor: pointer; transition: border-color .2s, color .2s; }
.quote-chip:hover { border-color: var(--color-primary-600); color: var(--color-primary-700); }
.quote-go { margin-left: auto; }
@media (max-width: 639px) { .quote-chip { flex: 1 1 calc(50% - var(--space-2)); } .quote-go { width: 100%; margin-left: 0; } }

.btn-wa { background: var(--color-whatsapp); border-color: var(--color-whatsapp); color: var(--color-neutral-950); }
.btn-wa:hover { background: #1EBE5A; border-color: #1EBE5A; }

html.cot-aberta { overflow: hidden; }
.cot { padding: 0; border: 0; border-radius: var(--radius-xl); width: min(520px, calc(100vw - 32px)); max-height: calc(100dvh - 32px); box-shadow: var(--shadow-lg); color: var(--color-neutral-950); background: var(--color-white); }
.cot::backdrop { background: rgb(14 33 62 / 0.55); }
.cot[open] { display: flex; }
.cot-box { display: flex; flex-direction: column; gap: var(--space-4); width: 100%; padding: var(--space-6); overflow-y: auto; }
.cot-top { display: flex; justify-content: space-between; align-items: center; }
.cot-passo { margin: 0; font-size: var(--text-xs); font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: var(--color-neutral-600); }
.cot-x { width: 44px; height: 44px; margin: -10px -10px -10px 0; font: inherit; font-size: 28px; line-height: 1; color: var(--color-neutral-600); background: none; border: 0; border-radius: var(--radius-md); cursor: pointer; }
.cot-x:hover { background: var(--color-neutral-100); }
.cot-barra { flex: none; height: 4px; border-radius: var(--radius-pill); background: var(--color-neutral-100); overflow: hidden; }
.cot-barra i { display: block; height: 100%; width: 33%; background: var(--color-primary-600); transition: width .3s; }
.cot-tela { display: flex; flex-direction: column; gap: var(--space-4); }
.cot-tela[hidden] { display: none; }
.cot h2 { margin: 0; font-size: var(--text-2xl); color: var(--color-primary-900); letter-spacing: var(--tracking-tight); outline: none; }
.cot-sub { margin: -8px 0 0; font-size: var(--text-sm); color: var(--color-neutral-600); }
.cot-chips { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-2); }
.cot-chip { position: relative; display: flex; }
.cot-chip input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.cot-chip span { flex: 1; display: flex; align-items: center; min-height: 52px; padding: 10px 14px 10px 42px; font-size: var(--text-base); font-weight: 600; color: var(--color-primary-900); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-md); position: relative; transition: border-color .2s, background-color .2s; }
.cot-chip span::before { content: ""; position: absolute; left: 14px; top: 50%; width: 18px; height: 18px; margin-top: -9px; border: 2px solid var(--color-neutral-400); border-radius: 5px; background: var(--color-white) center / 12px no-repeat; }
.cot-chip input:hover + span { border-color: var(--color-neutral-400); }
.cot-chip input:focus-visible + span { outline: 3px solid rgb(92 104 242 / 0.35); outline-offset: 1px; }
.cot-chip input:checked + span { border-color: var(--color-primary-600); background: rgb(5 86 234 / 0.06); }
.cot-chip input:checked + span::before { border-color: var(--color-primary-600); background-color: var(--color-primary-600); background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E"); }
.cot-erro { margin: 0; font-size: var(--text-sm); font-weight: 600; color: var(--color-error); }
.cot-direto { margin: 0; padding-top: var(--space-3); border-top: 1px solid var(--color-neutral-200); font-size: var(--text-sm); color: var(--color-neutral-600); }
.cot-direto a { color: var(--color-primary-700); font-weight: 600; }
.cot-dica { font-size: var(--text-xs); color: var(--color-neutral-600); }
.cot-opc { font-weight: 400; color: var(--color-neutral-600); }
.cot-grupo { margin: 0; padding: 0; border: 0; display: flex; flex-direction: column; gap: var(--space-3); }
.cot-grupo legend { width: 100%; padding: 0 0 var(--space-2); font-size: var(--text-sm); font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; color: var(--color-primary-700); }
.cot-grupo + .cot-grupo legend { padding-top: var(--space-4); border-top: 1px solid var(--color-neutral-200); }
#cotCampos { display: flex; flex-direction: column; gap: var(--space-4); }
#cotCampos:empty { display: none; }
textarea.input { min-height: 88px; padding-block: 12px; resize: vertical; font: inherit; }
.cot-acoes { display: flex; gap: var(--space-3); justify-content: flex-end; position: sticky; bottom: calc(-1 * var(--space-6)); margin: 0 calc(-1 * var(--space-6)) calc(-1 * var(--space-6)); padding: var(--space-4) var(--space-6) var(--space-6); background: var(--color-white); border-top: 1px solid var(--color-neutral-100); }
.cot-acoes[hidden], .cot-acoes [hidden] { display: none; }
.cot-acoes .btn-primary, .cot-acoes .btn-wa { flex: 1; }
.cot-fim .btn { align-self: flex-start; }
@media (max-width: 479px) {
  .cot { width: 100vw; max-width: 100vw; max-height: 100dvh; height: 100dvh; margin: 0; border-radius: 0; }
  .cot-box { padding: var(--space-5) var(--space-4); }
  .cot-acoes { margin-inline: calc(-1 * var(--space-4)); padding-inline: var(--space-4); bottom: calc(-1 * var(--space-5)); margin-bottom: calc(-1 * var(--space-5)); padding-bottom: calc(var(--space-4) + env(safe-area-inset-bottom, 0px)); }
}
@media (max-width: 359px) { .cot-chips { grid-template-columns: 1fr; } }

/* Pré-cotação: perguntas, listas, revisão */
.cot-q { margin: 0; padding: 0; border: 0; display: flex; flex-direction: column; gap: var(--space-2); min-width: 0; }
.cot-q legend { padding: 0 0 var(--space-2); font-size: var(--text-sm); font-weight: 600; color: var(--color-neutral-800); }
.cot-opcoes { display: flex; flex-wrap: wrap; gap: var(--space-2); }
.cot-opcoes .cot-chip span { min-height: 44px; padding: 8px 14px 8px 40px; font-size: var(--text-sm); }
.cot-opcoes--grande { flex-direction: column; }
.cot-opcoes--grande .cot-chip span { min-height: 60px; font-size: var(--text-base); flex-direction: column; align-items: flex-start; justify-content: center; gap: 2px; }
.cot-chip small { font-size: var(--text-xs); font-weight: 400; color: var(--color-neutral-600); }
.cot-chip--radio span::before { border-radius: 50%; }
.cot-chip--radio input:checked + span::before { background-image: none; box-shadow: inset 0 0 0 4px var(--color-white); }
.cot-h3 { margin: var(--space-2) 0 0; font-size: var(--text-base); color: var(--color-primary-900); }
.cot-eyebrow { margin: 0 0 -8px; font-size: var(--text-xs); font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; color: var(--color-primary-700); }
.cot-nota { margin: 0; padding: var(--space-3) var(--space-4); border-radius: var(--radius-md); background: var(--color-neutral-100); font-size: var(--text-sm); color: var(--color-neutral-800); }
.cot-lista { display: flex; flex-direction: column; gap: var(--space-2); }
.cot-linha { display: flex; align-items: center; gap: var(--space-2); }
.cot-linha .input { max-width: 120px; }
.cot-linha-n { flex: none; width: 24px; height: 24px; border-radius: 50%; background: #DCE7FC; color: var(--color-primary-700); font-size: 12px; font-weight: 700; display: grid; place-items: center; }
.cot-item { display: grid; grid-template-columns: 24px 1fr auto; gap: var(--space-2); align-items: start; padding-bottom: var(--space-3); border-bottom: 1px solid var(--color-neutral-100); }
.cot-item .cot-linha-n { margin-top: 30px; }
.cot-item .form-field { grid-column: 2; }
.cot-item .form-field + .form-field { grid-row: 2; }
.cot-item .cot-rem { grid-column: 3; grid-row: 1; margin-top: 26px; }
.cot-rem { flex: none; width: 44px; height: 44px; font: inherit; font-size: 22px; line-height: 1; color: var(--color-neutral-600); background: none; border: 1px solid var(--color-neutral-200); border-radius: var(--radius-md); cursor: pointer; }
.cot-rem:hover { background: var(--color-neutral-100); }
.cot-add { align-self: flex-start; min-height: 44px; padding: 0 var(--space-2); font: inherit; font-size: var(--text-sm); font-weight: 600; color: var(--color-primary-700); background: none; border: 0; cursor: pointer; }
.cot-add:hover { text-decoration: underline; }
.cot-rs { position: relative; }
.cot-rs span { position: absolute; left: 14px; top: 50%; transform: translateY(-50%); font-size: var(--text-sm); color: var(--color-neutral-600); pointer-events: none; }
.cot-rs .input { width: 100%; padding-left: 40px; }
.cot-sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.cot .input[aria-invalid="true"] { border-color: var(--color-error); }
.cot-resumo { display: flex; flex-direction: column; gap: var(--space-3); }
.cot-bloco { padding: var(--space-3) var(--space-4); border: 1px solid var(--color-neutral-200); border-radius: var(--radius-md); }
.cot-bloco-top { display: flex; justify-content: space-between; align-items: center; gap: var(--space-2); }
.cot-bloco h3 { margin: 0; font-size: var(--text-sm); font-weight: 700; color: var(--color-primary-900); }
.cot-bloco ul { margin: var(--space-2) 0 0; padding: 0; list-style: none; display: grid; gap: 4px; font-size: var(--text-sm); color: var(--color-neutral-800); overflow-wrap: anywhere; }
.cot-editar { min-height: 36px; padding: 0 var(--space-2); font: inherit; font-size: var(--text-sm); font-weight: 600; color: var(--color-primary-700); background: none; border: 0; cursor: pointer; }
.cot-editar:hover { text-decoration: underline; }
.cot-falta { color: var(--color-neutral-600); font-style: italic; }
.cot-priv { margin: 0; font-size: var(--text-xs); line-height: 1.5; color: var(--color-neutral-600); }
.cot-priv a { color: var(--color-primary-700); font-weight: 600; }
.cot-declara { display: flex; gap: var(--space-3); align-items: flex-start; font-size: var(--text-sm); font-weight: 600; color: var(--color-neutral-800); cursor: pointer; }
.cot-declara input { width: 20px; height: 20px; margin: 1px 0 0; flex: none; accent-color: var(--color-primary-600); }

/* ---------- Hero: escolha de proteção ---------- */
.hero-quer { font-size: var(--text-base); font-weight: 700; color: var(--color-primary-900); margin-bottom: calc(var(--space-3) * -1 + 4px); }
.hero-chips { display: flex; flex-wrap: wrap; gap: 8px; }
.hero-chip { min-height: 44px; padding-inline: 16px; border-radius: 999px; border: 1.5px solid var(--color-neutral-200); background: var(--color-white); color: var(--color-primary-900); font-family: inherit; font-size: var(--text-sm); font-weight: 600; cursor: pointer; transition: background-color .2s, border-color .2s, color .2s; }
.hero-chip:hover { border-color: var(--color-neutral-400); }
.hero-chip[aria-pressed="true"] { background: var(--color-primary-600); border-color: var(--color-primary-600); color: var(--color-white); }
.hero-pontos { display: flex; flex-wrap: wrap; gap: 8px 20px; list-style: none; margin: 0; padding: 0; font-size: var(--text-sm); font-weight: 500; color: var(--color-neutral-800); }
.hero-pontos li { display: flex; align-items: center; gap: 6px; }
.hero-pontos li::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--color-primary-600); }

/* ---------- Produtos: faixas que abrem ---------- */
.prod-strips { display: flex; gap: 10px; }
.prod-strip { position: relative; flex: 1 1 0; min-width: 0; height: 340px; border-radius: 12px; overflow: hidden; color: var(--color-white); text-decoration: none; transition: flex .3s ease; }
.prod-strip:hover, .prod-strip:focus-visible { flex-grow: 2.6; }
.prod-strip img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.prod-strip::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgb(14 33 62 / 0) 45%, rgb(14 33 62 / .85)); }
.prod-strip-body { position: absolute; z-index: 1; left: 0; right: 0; bottom: 0; padding: 16px; display: flex; flex-direction: column; gap: 2px; }
.prod-strip-body strong { font-size: 17px; font-weight: 700; }
.prod-strip-body span { display: inline-flex; align-items: center; gap: 6px; font-size: var(--text-sm); font-weight: 600; }
@media (max-width: 767px) {
  .prod-strips { flex-direction: column; }
  .prod-strip { flex: none; height: 160px; }
}
@media (prefers-reduced-motion: reduce) { .prod-strip { transition: none; } }

/* ---------- Equipe: foto cresce ao passar o mouse ---------- */
.team-avatar { position: relative; z-index: 1; overflow: hidden; transform-origin: left center; transition: transform .25s ease, border-radius .25s ease, box-shadow .25s ease; }
@media (hover: hover) {
  .team-member:hover .team-avatar { transform: scale(1.9); border-radius: 16px; box-shadow: 0 12px 32px rgb(15 33 62 / .3); }
}
@media (prefers-reduced-motion: reduce) { .team-avatar { transition: none; } }

/* ---------- Hero: cotação em 3 passos ---------- */
.hero-wrap { position: relative; }
.hero-passos { display: none; }
@media (min-width: 1024px) {
  .hero-passos { display: flex; flex-direction: column; gap: 14px; position: absolute; right: 0; bottom: 56px; width: 320px; padding: 20px; background: var(--color-white); border-radius: 12px; box-shadow: 0 12px 32px rgb(15 33 62 / .14); z-index: 1; }
}
.hero-passos-titulo { font-size: var(--text-sm); font-weight: 700; color: var(--color-primary-900); }
.hero-passos ol { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; font-size: var(--text-sm); line-height: 1.4; color: var(--color-neutral-950); }
.hero-passos li { display: grid; grid-template-columns: 24px 1fr; gap: 10px; align-items: start; }
.hero-passos li span { width: 24px; height: 24px; border-radius: 50%; background: #DCE7FC; color: var(--color-primary-700); font-weight: 700; font-size: 12px; display: grid; place-items: center; }
.hero-passos-nota { font-size: 12px; color: var(--color-neutral-600); }

/* ---------- Quem faz o quê ---------- */
.quem-titulo { max-width: 560px; margin-bottom: var(--space-8); }
.quem-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.quem-card { background: var(--color-neutral-100); border-radius: 12px; padding: 22px; border-top: 3px solid var(--color-neutral-400); display: flex; flex-direction: column; gap: 12px; }
.quem-card--a { border-top-color: var(--color-primary-600); }
.quem-rotulo { font-size: 12px; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; color: var(--color-primary-900); }
.quem-card--a .quem-rotulo { color: var(--color-primary-700); }
.quem-card ul { margin: 0; padding-left: 18px; display: grid; gap: 6px; font-size: var(--text-base); line-height: 1.45; }
@media (max-width: 767px) { .quem-grid { grid-template-columns: 1fr; } }

.hero-actions .btn { white-space: nowrap; }

.prod-mais { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin-top: var(--space-6); }
.prod-mais-rotulo { font-size: var(--text-sm); font-weight: 600; color: var(--color-neutral-600); margin-right: 4px; }

/* ---------- Seguradoras por grupo + lista no rodapé ---------- */
.partners-group { text-align: center; font-size: var(--text-sm); font-weight: 700; color: var(--color-primary-700); margin: var(--space-6) 0 var(--space-3); }
.logo-chip:target { outline: 3px solid var(--color-primary-500); outline-offset: 2px; scroll-margin-top: 120px; }
.legal-page { max-width: 760px; padding-block: var(--space-12); }
.legal-page h1 { margin-bottom: var(--space-4); } .legal-page h2 { margin: var(--space-8) 0 var(--space-2); font-size: var(--text-xl); }
.legal-page p, .legal-page li { line-height: 1.7; margin-bottom: var(--space-3); }
.legal-rascunho { padding: var(--space-3) var(--space-4); border-radius: var(--radius-md); background: #FFF4D6; color: #5A4300; font-size: var(--text-sm); }
.legal-page ul, .legal-page ol { padding-left: 1.25rem; margin-bottom: var(--space-4); }
.legal-page ul { list-style: disc; } .legal-page ol { list-style: decimal; }
.legal-page h2 { scroll-margin-top: var(--space-6); }
.legal-indice { margin: var(--space-6) 0; padding: var(--space-4) var(--space-5); border-radius: var(--radius-md); background: #F4F6F8; }
.legal-indice li { margin-bottom: var(--space-1); }
.legal-page .tabela-rolagem { overflow-x: auto; margin-bottom: var(--space-4); }
.legal-page table { width: 100%; border-collapse: collapse; font-size: var(--text-sm); }
.legal-page th, .legal-page td { text-align: left; vertical-align: top; padding: var(--space-2) var(--space-3); border-bottom: 1px solid rgb(0 0 0 / 0.10); line-height: 1.5; }
.legal-page th { font-weight: 700; }
.legal-page .btn + .btn { margin-left: var(--space-2); }
.preencher { background: #FFE08A; color: #5A4300; padding: 0 4px; border-radius: 4px; font-weight: 600; }
.footer-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: var(--space-8); }
.footer-column--parceiras ul { gap: var(--space-1); }
.footer-column--parceiras li { line-height: 1.3; }
.footer-column--parceiras a { font-size: var(--text-sm); color: #C9CCDA; }
.footer-column--parceiras a:hover { color: var(--color-white); text-decoration: underline; }
@media (max-width: 1023px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 639px) { .footer-grid { grid-template-columns: 1fr; gap: var(--space-8); } }
@media (min-width: 1024px) { .footer-column--parceiras a { min-height: 30px; } }